What We’re Thinking

Let Us Keep You Up-To-Date


Our top picks for what to read, what to watch and what to listen to

May 16, 2019

Our Monday mornings at the Wooding Group often start with a cup of coffee, and a thorough discussion of Sunday’s Game of Thrones episode. Theories are explained and plot points are recalled, while each of us try to predict who will sit atop of the Iron Throne. While Game of Thrones is obviously a top pick for us all, we have some other shows, books and podcasts that are keeping us thoroughly entertained between episodes! Here are some top picks from a few of our team members.

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Cheer, Don’t Fear, the US Inflation Gap

The Week Ahead

May 13, 2019

Only on Wall Street, or in the halls of the Federal Reserve, would you ever hear complaints about inflation being “too low.” Down on Main Street, inflation is seen as only about prices, not wages, so nobody gripes if it stays tame. In this case, Main Street might be right about whether we should be worried about a US core PCE price index sitting at 1.6%, four decimal places off the Fed’s preferred target.

For one, how much should we read into a few decimal places on a somewhat arbitrarily selected measure of inflation. Total CPI, more widely used in labor contracts for cost-of-living adjustments, is right at 2%. The Dallas Fed’s trimmed mean PCE inflation rate, arguably a better way to measure the “core” trend than simply dropping food and energy, is at 2.0%. The San Francisco Fed’s analysis shows that the parts of core PCE inflation that are cyclically driven are running at 2.5%. And for good measure, the NY Fed’s “prices only” underlying inflation gauge rounds to 2.0%.

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About Us

Helping You Achieve Financial Success


About Us

Helping You Achieve Financial Success


Debra Wooding

First Vice-President

All relationships start with a connection. That is how we forge a bond between client and advisor. Read More…

Tom Wooding

First Vice-President

We nurture client partnerships built upon understanding, trust, and a collaborative approach. Read More…

Lindsay MacPhie

Investment Advisor

Being there when it matters most is fundamental to our approach as wealth advisors. Read More…

Peter MacPhie

Investment Advisor

Pete’s goal is to facilitate the engagement of new client relationships to our practice. Read More…


Languages spoken at The Wooding Group: English, French and Mandarin


Additional Team Members

Our Difference

Get to Know the Key Members of Our Group


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Debra Wooding, First Vice-President

“I love getting to know people.”

Debra believes that all relationships start with a connection, and continue to grow by forging a powerful bond that endures. Read More…

Tom Wooding, First Vice-President

“I’m always learning in this industry.”

Tom applies his skills in a process driven manner to optimize gains and minimize risks, achieving our client’s goals. Read More…

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Lindsay MacPhie, Investment Advisor

“It’s about a relationship.”

Lindsay’s role as Business Leader and Associate Investment Advisor is integral to the sustained satisfaction of our clients. Read More…

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Peter MacPhie, Investment Advisor

“I always act in the best interest of our clients.”

Pete’s goal is to facilitate the engagement of new client relationships to our practice. Read More…

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Our Services

Comprehensive. Integrated. Flexible. Goal-driven.


Wealth Management Process – We help our clients clearly identify and articulate their goals, dreams and obligations. Focusing on each client’s core life objectives, we develop a long-term financial and investment plan that reflects and accommodates your changing circumstances. At The Wooding Group there is no such thing as a typical client.


  • Private Wealth Management
  • Asset Allocation/Diversified Strategies
  • Portfolio Rebalancing
  • Financial Planning
  • Estate & Trust Planning
  • Asset Protection
  • Insurance Strategies
  • Charitable Giving Strategies
  • Intergenerational Wealth Transfer
  • Personalized Wealth and Financial Education

Discretionary Investment Management

Depending on your investment preferences and investable assets, we offer Discretionary Investment Management. Used by an increasing number of our clients, this premium service lets us respond rapidly to investment opportunities as market conditions change.

Discretionary Investment Management is a unique account where you delegate responsibility for day-to-day investment decisions to your Portfolio Manager. We are happy to discuss this option with you.


Investing for US Citizens

How It Has Become Increasingly Complex

inline-investingThe needs of US Citizens living in Canada have becoming increasingly complex following the passing of Foreign Account Tax Compliance Act (FATCA) legislation and implementation in July of 2014. Financial Institutions in Canada now report relevant information on accounts of US Persons to the Canada Revenue Agency (CRA), with the CRA passing the information to the IRS. While reporting for US Persons is not new, the fallout of FACTA has seen increased tax reporting requirements and therefore additional workload on accountants.

As a result, a record numbers of US Citizens have renounced their US citizenship (1,426 during July-September, 2015 – a new quarterly record). We believe with prudent planning, co-ordination with professional accountants and thoughtful investment choices, we can prepare US citizens living in Canada with all they require to minimize the burden of tax filing and allow them the privilege of maintaining their US Citizenship.

To save tax liabilities and costs, we match the investment choices available to US Persons with our existing ‘Purpose-Driven’ investment philosophy. The result is achieving your financial goals while keeping US Citizenship in mind as we consider prudent investment choices!


Find Out More About Our Experience

Transitioning Your Business

Sale & Succession Planning


Transitioning Your BusinessMost business owners say that starting their company was the most important financial decision they ever made. The second most important financial decision? Exiting it.

A company – particularly one that is family-owned – typically represents more than half of the value of its owner’s estate at the time the owner decides to dispose of it. As a business owner, the advantage of using the divestible assets held within your company to ensure a carefree retirement can be huge.

A single statistic supports this observation. Few business owners – as low as 10% – have a written business sale or succession plan. If you are one of the 90% without one, we have a suggestion to make.


Start a Conversation With the Wooding Group


Even if you have a sale or succession plan in place it makes sense to talk with us. The discussion is without charge or obligation, and the results might surprise you. We have rarely reviewed a business sale or succession plan that can’t be materially strengthened and improved.

We can help you maximize your corporate assets, organize your company for sale to a third party, transfer it to family members, or structure a management buy-out. An hour is all it takes to find out how to preserve, protect and maximize the value of what you’ve taken so much time and trouble to build.


Frequently Asked Questions

Things That You May Want to Know

To offer sound, unbiased, and independent advice. To build client relationships based on trust, integrity and partnership. To deliver thoughtful and pro-active client service. To deliver exceptional risk adjusted portfolio performance.

We have been private wealth advisors for almost 30 years. We manage the financial affairs of individuals, successful families, entrepreneurs, companies, and First Nation’s communities.

We seek relationships that are the right fit for the client and ourselves. We generally specialize in solutions for high net worth clients and their families.

Adherence to a prudent investment policy. Sustained, tax-efficient asset accumulation. Diligent preservation of purchasing power. And above all rigorous management of risk. All four skills are embedded in our DNA.

Contact Us

Get in Touch With Our Team

10180 - 101 Street, Suites 1700 & 1800, Edmonton, Alberta, T5J 3S4, Canada
780 498-5047 · 1 800 232-7296 (Toll-Free) · 780 498-5055